Plan Details – Northern California
(In-Network Only)

Find a Provider – FAST!
With Find a Provider, you’ll quickly find the most up-to-date listings of qualified in-network doctors, urgent care centers, hospitals, and other types of healthcare providers near your home or work.
- Enter a location (address, city, county or zip code) and click on Select your plan.
- Select your health plan or network:
- For Northern California, In-Network Only, select HMO - Full Network Large Group
Available in Northern California –
Bronze, Bronze Plus, Silver, and Platinum levels
- Enter a location (address, city, county or zip code) and click on Select your plan.
- Select your health plan or network:
- For California, In & Out-of-Network, select Aon Northern California PPO (In & Out-of-Network)
- For California Out-of-State Travel/Dependents, In & Out-of-Network, visit National PPO Network website
Choosing a Hospital
When you or a loved one needs hospital care, check ratings among your local options. Compare patient safety scores and ratings on the services that matter to you when choosing a hospital. Find out more about Hospital Quality.
Urgent Care Centers – the right choice?
You'll want to visit an urgent care center when your condition is serious but not life-threatening. With wait times in California emergency rooms averaging 164 minutes,1 urgent care centers (UCC) can save you time and money, and are staffed by physicians. They are also useful when you are out of your main service area.2 Use Find a Provider to find your nearest UCC.
If you feel that you are experiencing an emergency, call 911 immediately or go to the nearest ER.
Not sure what to do? Call our Nurse Advice Line
Our 24/7 Nurse Advice Line offers timely access to registered nurses for help with everyday health questions on the phone, any time, day or night.
You can get instant support by calling the number on the back of your Member ID card. Get answers to questions about concerns such as cold and flu, minor illness and injury, chronic pain, and medications. Refer to your Evidence of Coverage (EOC) document for benefit and coverage information pertaining to urgent care services.
Get cost estimates
Log in to your Health Net member account to get estimates of your costs for medical procedures and services ahead of time. Compare these costs at different providers to make more informed choices.
Find a doctor or facility when traveling or for dependents living out-of-state
Cigna Healthcare PPO Network providers are available to you only when traveling outside your home state or for your dependents who live outside of California.
* Refer to your Evidence of Coverage (EOC) document for benefit and coverage information pertaining to urgent care services.
1 The Cigna Healthcare® PPO Network refers to the health care providers (doctors, hospitals, specialists) contracted as part of the Cigna Healthcare PPO for Shared Administration.
Cigna Healthcare® is an independent company and not affiliated with Health Net of California, Inc.. Access to the Cigna Healthcare PPO Network is available through the contractual relationship between Health Net of California, Inc. and Cigna Healthcare. All Cigna Healthcare products are provided exclusively by or through operating subsidiaries of Cigna Corporation, including Cigna Health and Life Insurance Company. The Cigna name, logo, and other marks are owned by Cigna Intellectual Property, Inc.